![]() ![]() The purpose of this paper is to analyze Bogotá’s mass transit system before and after TM, study the political economy of its adoption process and conduct a cost-benefit analysis (CBA) of the first phase of the system. To address all of these issues, the municipal and national governments designed and put in place a new mass transit system named TransMilenio (TM), which came into operation in January 2001. The average travel time to work was one hour and ten minutes, obsolete buses provided public transport, traffic generated 70 percent of air pollution and there were frequent traffic accidents. I am always available and will do all I can to exceed your expectations.By the end of the 1990s, inefficiency, excess supply and low service quality characterized the mass transit system of Bogotá. My family encourages and supports me with my efforts in be available to those that have entrusted me with one of the most important transactions in their lives. They respect that there will be many times that I need to answer the phone whether it be in the evenings and or on the weekend. I also help my clients with down payment assistance programs.Ĭommunication is key and my family understand the impact that my profession haves on people’s lives. ![]() These include conventional loans, FHA, VA loan programs, jumbo loans, and Reverse Mortgage. ![]() I’m able to offer borrowers a comprehensive selection of home purchase mortgages and refinancing programs. I strive to build lasting relationships with my borrowers and real estate professionals. ![]() When you work with me, you will find that I deliver exceptional service in a timely manner. My mission is to provide personal, customized mortgage solutions to match the specific needs of my clients. ![]()
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